Oklahoma drivers pay around $678 per year for auto insurance, less than drivers in 37 other states. If you're paying too much, you need to know where to find low cost Oklahoma auto insurance quotes. Here's where.
Shop Online
The fastest and easiest way to purchase a low cost Oklahoma auto policy is to shop online. Insurance comparison websites are available that let you type in your information and get fast quotes from multiple A-rated insurance companies. All you have to do then is compare your quotes and choose the best one.
On the best comparison websites, you can even talk to insurance professionals online or on the phone, and get answers to your questions, plus get advice on how to lower your premium (see link below).
How Much Insurance Do I Need?
In Oklahoma, you are required to carry the following minimum amounts of liability insurance:
* $25,000 for injury or death of one person
* $50,000 for injury or death of two or more persons
* $25,000 for property damage
The insurance comparison website will ensure that you enter at least these minimum levels. Of course, you can always select additional types of coverage such as:
* Uninsured and underinsured motorist coverage
* Towing and labor coverage
* Personal injury protection
* Comprehensive and collision coverage
Are There Any Other Ways I Can Keep My Costs Down?
There are many ways smart consumers can lower their annual premiums. For example, if you choose to carry comprehensive and collision coverage to pay for repairs to your vehicle after an accident, set the deductibles as high as you can afford. Higher deductibles mean lower annual premiums.
You can also keep your costs down by taking advantage of discounts. Auto insurance companies offer many types of discounts that reduce your annual premium. For example, you can get a discount for taking a defensive-driving course or for being accident-free for a certain number of years. Ask your insurance professional about other discounts you might qualify for.
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